What are Chime Instant loans?

Chime Instant Loans provide easy access to money when you need it to cover an important expense. Once you accept the loan offer, the money will be in your Chime checking account. You can check your balance using your app and set up automatic payments to repay your loan.
How do I obtain the loan I want?

These loans are only available to members who meet the eligibility requirements. If you're accepted for a loan you will be notified via notifications via push. You'll also be notified via your Chime App. If you've already repaid an outstanding loan, we'll let you know when you become eligible for another.

You need to know certain things to be approved for an loan.

A Chime account that is in good standing
Continuously making transfers to your Chime Account
Chime has no outstanding loans

How much can you borrow?

Chime Instant Payday Loans That Accept Chime (http://4997538383.ru/html/14_28.htm) begin at $100. Our eligibility criteria may make it higher.
I'm eligible to receive more than what I have borrowed. Can I increase the amount I loan?

A loan amount you've already borrowed but are still repaying cannot be increased, even if the loan is larger. Make sure you pay off the loan first, and then you must wait for Chime's approval to allow for a new loan.
Do loans have an interest rate?

Yes. For a $100 loan, you will pay $5* interest. The interest amount for a $100 loan will be greater if you borrow more. In addition, you'll pay less interest if you repay your loan earlier. There are no fees for late repayment or application.
How do you make loan repayment work?

Lending is offered in three (3) monthly increments*. Autopay on in your app settings is the best way to repay your loan. Your payments will be automatically deducted from your Chime Checking Account and we'll let you know before every transaction is processed. If you choose not to use autopay, you'll have make payments manually in your application.

You are able to make an additional payment on your loan, even though autopay has been turned on. You can save money on interest by doing this.
What if I don't make my payment on time?

If you don't pay your loan in full, you won't be penalized for late payment or additional interest above what you signed up to when you accepted the loan. You might not be able to raise the amount of your SpotMe limit when you have accounts that are in default.
I have paid my mortgage. Is it possible to get another loan.

After you have paid off your loan, another loan offer will not be available. If you are eligible for another loan an email message will be delivered to your mobile and the message is added to your app.