What are Chime Instant loans?

Chime Instant Loans allow you to access cash whenever you need it. When you accept the loan offer, the money is readily available in your Chime Bank Account. The app will allow you to view your balance and to schedule automatic payments for loan installments.
What can I do to get a loan?

Currently, Payday Loans That Accept Chime (u-comfort.ru) can only be granted to qualified members. If you've been accepted for an loan, you'll be notified via push. If you've recently paid off the loan, we'll notify you when another one is available.

If you want to qualify to receive a loan, there are certain things you must be aware of:

A Chime account that has been in good standing
Consistent direct deposits to your Chime Checking Account
There are no outstanding loans with Chime

How much can I borrow

The first loan amount offered by Chime Instant Loans is $100. We can offer larger amounts based on your eligibility.
I am eligible to receive more than what I have borrowed. What can I do to boost my loan?

You aren't able to increase the amount of a loan you have already borrowed however, you are currently repaying, even if your eligibility for a bigger loan. You'll need to repay the loan you have already taken out and be patient for Chime notification to let you know if you are approved for another.
Do loans have interest?

Yes. The total amount of interest for an average loan of $100 is $5*. If you take out more money, your interest amount will be greater. The interest rate is lower if your loan is paid back early. Also, there are no application fees or late or early repayment fees.
What is the process of the process of loan repayment?

Loans are repayable in three (3) monthly increments*. Autopay is the best way to pay back your loan. Your payments will be automatically deducted from your Chime Checking Account, and we'll notify you before every transaction is processed. If autopay isn't selected then payments are made by hand through your application.

It is possible to make an additional installment on your loan even if autopay is disabled. The savings on interest could be achieved through this.
What happens if I don't pay my payment on time?

If you default on a payment, we will not charge you a penalty or increase the interest rate more than the amount you agreed to when the loan was approved for the first time. You may be unable to raise your SpotMe limit in the event that you have accounts with outstanding balances.
I have paid off the loan. Can I get another one?

A new loan offer will not be available until the loan is paid off. When you're eligible for another loan you will receive a push notification.